Risk & Compliance

Financial institutions are the backbone of the global economy, processing trillions of dollars daily. Strong operational performance is critical for competitive advantage. Equally important is the effective management of complex risks and regulations associated with the movement of money.

Banks and other financial services institutions around the world are looking for new ways to improve operational efficiency, control risk and achieve a sustainable competitive advantage. At Fiserv our goal is to help you detect, manage and prevent risk more effectively than ever before.

Solutions & Benefits

Fiserv offers a wide array of Risk & Compliance solutions to help you do three things exceptionally well:
  1. Automate and streamline your accounting operations and financial controls for improved accuracy and operational efficiency
  2. Detect, analyze, manage and prevent all types of financial risk to minimize loss, maximize profits and preserve the customer experience
  3. Simplify regulatory compliance and protect your good reputation

Our solutions enable your organization to:

  • Establish peace of mind
  • Increase operational efficiency
  • Develop a risk-inclusive business strategy
  • Prevent losses from fraud
  • Ensure adherence to regulatory and compliance mandates

 

More in Risk & Compliance

Card Risk Management

Card Risk Management

Fight the rising cost of fraud with Card Risk Management ​from Fiserv.
Debit, credit and prepaid cards are the payment methods of choice for U.S. consumers. But rising card fraud, in which thieves gain direct access to deposit and credit accounts, can lead to significant losses. Although adoption of the EMV standard will significantly reduce the potential for fraud during card present transactions, it will not impact card-not-present fraud. What can your financial institution do to fight back?

Fiserv offers Card Risk Management designed to proactively detect and prevent fraud activity. Our innovative approach, which combines advanced fraud detection software with personalized supervision of your risk management efforts, is the reason our clients are reducing their fraud exposure by 50 percent or more.

Cybersecurity Solutions

Our Cybersecurity Solutions help you reduce risk and maintain compliance.

Cybersecurity Solutions provides detection and response to cyberthreats through a layered approach. Protecting sensitive data is critical to being a trusted financial services provider; consumers want to know their information is safe. Cybercriminals are increasingly more sophisticated and use an array of tactics against financial institutions of all sizes. Fiserv can implement a layered cybersecurity solution to protect your entire IT infrastructure. For ongoing peace of mind, Cybersecurity Solutions provide 24/7 monitoring, management, detection and response (EDR) and more.

In an increasingly digitally dependent world, every financial institution must achieve the highest levels of cybersecurity. Cybersecurity Solutions allows you to cost-effectively leverage world-class cybersecurity solutions and professionals. Put our financial and cybersecurity expertise to work for your institution.
Cyber security and data privacy protection concept with icon of a shield and lock over binary digits background
Financial control & accounting

Financial Control & Accounting

Regulation continues to put demands on finance and operations departments. Our robust financial control solutions can help you increase efficiency and accuracy, mitigate risk and meet regulations.
 
Financial control solutions from Fiserv ensure transaction and data integrity and will tighten your processes so that nothing falls through the cracks. Our solutions address the needs of transaction matching and auditing, exception management, reconciliation, account certification, and performance management and reporting. These capabilities support the three pillars of any financial or operational transformation:
  • Drive increased operational efficiency 
  • Optimize operational risk
  • Meet compliance and control mandates

Financial Performance & Risk Management

he state of decision-making and close processes in many financial institutions is broken, leading to surprises, missed opportunities and sub-optimal business performance.
 

Fiserv automates financial accounting and budgeting processes, making risk transparent and actionable. With our financial management solutions, you gain the insights and agility to make the best decisions at the right time to improve efficiency and profitability.

Whether you’d like to optimize budgeting and planning, financial accounting, funds transfer pricing, asset/liability management and/or credit, market and liquidity risk management, Fiserv has the right solution to help you significantly improve performance, minimize risk and simplify compliance.

Financial performance & Risk management
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trading.

Financial Risk Management

A better understanding of your risk position will equip you to plan more effective, and ultimately more successful, performance management strategies that benefit your entire organization. Some of the benefits your get with  Financial Risk Management from Fiserv include:
  • “What If” scenarios to weigh the risks and rewards of different interest-rate scenarios for individual balance-sheet components or the balance sheet as a whole
  • Integrated budgeting, planning, risk management, analysis, reporting and profitability measurement to help institutions centrally coordinate and control vital business data and processes
  • Integrated ALM, market risk, credit risk, liquidity risk, Basel II/III and IAS 39 to help correlate and model risk factors through the economic cycle
  • Accurate measurement of net-interest margin for each unit, product and customer.

Fraud Risk & AML Compliance Management

Leading fraud and compliance solutions from Fiserv deliver superior risk protection against a wide array of financial crimes including check and electronic payment fraud, money laundering, sanctions violations and tax evasion. The award-winning financial crime risk management platform from Fiserv gives you a holistic view across financial crime types, locations, business units, products and channels.

Today’s criminals are sophisticated. They choose the most lucrative channels to commit their crimes and they often have the upper hand as many legacy fraud detection solutions take a single-focus approach. To provide an adequate defense, organizations need a platform to combine intelligence from multiple risk silos, thus improving efficiency and competitive advantage. Fiserv can help.
Fraud Risk & AML Compliance Management
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Institutional Management

Institutional Asset Management Solutions from Fiserv offer state-of-the-art software for the investment management community, including solutions for all of your back office needs, including fee billing, trade processing and high-volume performance calculations.

Institutional Asset Management Solutions comprise a full range of integrated technologies designed to help firms improve operational efficiencies in all areas of their business. Leverage the advanced technology of our Institutional Solutions and deliver better service, products and advice to your customers.

Institutional Solutions, designed with you and the investor in mind, can help you reduce manual processes, mitigate errors and risk, and improve operational efficiencies, all in a secure environment. Eliminate manual tasks and preserve that time to focus on what you do best: service customers.

Lending Solutions

Originate and service loans and leases more quickly and efficiently while minimizing risk to your lending operations. Fiserv offers superior loan processing solutions that reduce costs, generate revenue, allow you to stay focused in an increasingly competitive landscape, and position you for future growth.

Sound decision making and speed are important in the lending business. With both revenues and profit margins being squeezed, every customer contact must produce the best possible return. This requires solutions that automate and consolidate lending processes so you can boost your efficiency and reduce transaction costs.

With the right combination of lending services and integrated technology solutions, Fiserv can help you deliver top-quality customer service while enjoying the peace of mind that comes with real-time processing and risk management.
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Wealth Management

Wealth Management Solutions

For more than 30 years, Fiserv has served the technology needs of the wealth management industry, helping clients maximize efficiency and solve business challenges.
 
Fiserv offers front-to-back wealth and asset management solutions that support the needs of clients, advisors and the home office. Our integrated financial advice technology makes it easier than ever for advisors to collaborate with clients on retirement and goals-based planning, create investment proposals, open new accounts, and deliver financial advice across multiple clients and households. Choose from automated solutions for portfolio construction, trade execution and re-balancing, portfolio accounting, performance calculation and reporting, delivered in an end-to-end technology platform, to address your business priorities.